Advocates For You.
(And Your Credit Health)
Improve Your Credit.
Starting $39.99/mo (Cancel Anytime)
Trusted Specialists
Add the support of a trusted Credit Specialist to guide you through the process and answer your questions. Upgrade your service to Assist, Coach, or Pro to accelerate your progress.
AI Powered Software
Leverage our unique AI powered credit repair software to help you identify, dispute, and resolve credit challenges that are impacting your credit health.
Tailored Solutions
Schedule a Free Introductory Session to set up your account and build a game plan designed to help you reach your credit goals.
Track Results & Scores
Our Smart credit repair software provides automatic updates showing you the results of your work, and a graph of your score increases over time.
Guidance You Can Trust
We’ve been helping families improve their credit health for 14+ years. Get the guidance and support you need to reach your credit goals and maintain healthy credit for the long term.
Enrollment Benefits
Powerful Credit Repair Software
Our Smart credit repair software makes it easy for you to resolve credit challenges and improve your credit health. Leverage this powerful tool to identify, dispute, and resolve credit problems that are holding you back from your goals.
Auto-Updated Result Tracking
One of our favorite features is knowing when to anticipate results within the software. You’ll have a clear date on when results with be updated, and a summary of your credit score increase and results on your home page!
Full Suite Credit Monitoring
Our Smart credit repair software is powered by SmartCredit credit monitoring services. With your enrollment, you get access to the full suite of benefits from SmartCredit. This includes PrivacyMaster, Money Manager, Fraud Insurance, and more!
Professionally Generated Letters
Within minutes of enrolling, you’ll have access to generating professional dispute letters designed to help you resolve errors or violations on your credit report. Disputing with professional letters is a more effective practice to removing errors or violations permanently.
Tutorials, Videos, and Resources
Get access to tutorials, educational videos, and downloadable resources to amplify your results! This includes videos on using credit to optimize scores, downloadable resources to validate debts, and valuable tools to help your credit score flourish.
Artificial Intelligence
Within the Smart credit repair software, AI helps you identify which accounts are helping you, and which accounts are negatively impacting your credit health. This is used to help craft your strategies to improve your credit.
Assist
We’ll create, send, and manage your dispute, goodwill, and validation letters for as long as you need our help.
Smart $39.99 Per Month + Additional $50 Per Month ($89.99 Total Per Month)
Goodwill Adjustment Letters
Schedule monthly calls with a Credit Specialist to explore strategy, discuss casework, and review results. Our Credit Specialists are experienced professionals dedicated to your success.
Dispute Letters
Get unlimited access to text assistance from our team of Credit Specialists. This is a great tool for navigating your journey towards improving your overall credit health.
Validation Letters
Credit is complicated, but your Credit Specialist is there to help simplify the process of reaching your goals. With customized guidance, you can expedite your pathway to healthy credit.
Customized Guidance
Credit is complicated, but your Credit Specialist is there to help simplify the process of reaching your goals. With customized guidance, you can expedite your pathway to healthy credit.
Coach
Get 1-on-1 guidance, coaching, strategy, and solutions with your dedicated specialist.
Smart $39.99 Per Month+ Additional $100 Per 60-Minute Session
Unlimited Text Access
Get unlimited access to text assistance from our team of Credit Specialists. This is a great tool for navigating your journey towards improving your overall credit health.
PRO
Get access to your own dedicated Credit Specialist to assist with escalated casework.
Smart $39.99 Per Month+ Additional $100 Per Month ($139.99 Total Per Month)
Dedicated Credit Specialist
We’ve been helping clients improve their credit health for over 14 years. Work directly with a Credit Specialist who will provide customized optimization feedback, help with the dispute process, and provide escalated casework assistance to navigate tricky credit situations.
Monthly Coaching Calls
Schedule monthly calls with a Credit Specialist to explore strategy, discuss casework, and review results. Our Credit Specialists are experienced professionals dedicated to your success.
Casework Performed For You
Your Credit Specialist can help craft your dispute letters, build customized creditor validations, send goodwill adjustment requests, and assist with building negotiation strategies to resolve validated debts. Let our Credit Specialist carry the load of casework for you.
Improved Efficiency & Results
Life can sometimes get in the way of reaching goals, but with our Pro service, we can help improve efficiency and keep you on track. Get real time email and text updates, direct access to your Credit Specialist, and the transparency of our Smart credit repair software.